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Hard-to-place work comp insurance markets

Difficult workers compensation risks and high-mod accounts. Open a company to review programs, states, files, contacts, and the latest verification date.

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35 listed matches · 19 direct · 16 MGA / wholesale

Direct carriers (19)

Direct carrier groups matching hard-to-place work comp.

Agentware

Matching program: Wholesale / distributors market

agentware.grangeagent.com/Pdf/conMan/Grange/CL_Pdfs/170222_GRA0084_AutoAccel.pdf

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verified Jun 9, 2026

Programs & access1 total

Wholesale / distributors market

American Millennium Insurance Company

Matching program: Taxi Program

aminsure.com/products/taxis/

Programs

States

Rating

Direct carrier1 program2 statesRating pending

Verified Jun 3, 2026

Programs & access1 total

Taxi Program

AmTrust North America

Matching program: Commercial Trucking & Workers Comp

amtrustfinancial.com/

Programs

States

Rating

A-

Direct carrier18 access marketsNationwideA.M. Best A-

Verified Apr 27, 2026

Programs & access18 total

Wesco Insurance CompanySecurity National Insurance CompanyAssociated Industries Insurance Company, Inc.Technology Insurance Company, Inc.Sequoia Insurance CompanyARI Insurance CompanyAmTrust Insurance CompanyCorePointe Insurance CompanyPark National Insurance CompanySierra Specialty Insurance CompanyRochdale Insurance CompanyRepublic Fire and CasualtyAmTrust International Underwriters Designated Activity CompanyMilford Casualty Insurance CompanyRepublic Underwriters Insurance CompanyRepublic-Vanguard Insurance CompanySouthern Insurance CompanyDevelopers Surety and Indemnity Company

Berkshire Hathaway Homestate Companies

Matching program: For-Hire Trucking

bhhc.com/

Programs

States

Rating

A++

Direct carrier1 program43 statesA.M. Best A++

Verified May 12, 2026

Programs & access1 total

For-Hire Trucking

Canal Insurance Company

Matching program: Trucking Specialist

canalinsurance.com

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verification date pending

Programs & access1 total

Trucking Specialist

Carolina Casualty Insurance Company

Matching program: Commercial Transportation

carolinacas.com

Programs

States

Rating

A+

Direct carrier1 programStates pendingA.M. Best A+

Verification date pending

Programs & access1 total

Commercial Transportation

County Hall Insurance Company

Matching program: RRG — Trucking Auto Liability

countyhallinsurance.com

Programs

States

Rating

Direct carrier1 program42 statesRating pending

Verified May 7, 2026

Programs & access1 total

RRG — Trucking Auto Liability

General Star

Matching program: General Star - Hired and Non-Owned Auto Liability

generalstar.com/brokerage-insurance/casualty/excess/duplicate-of-hired-and-non-owned-auto-liability/

Programs

States

Rating

Direct carrier1 programNationwideRating pending

Verified Jun 3, 2026

Programs & access1 total

General Star - Hired and Non-Owned Auto Liability

Great West Casualty Company

Matching program: Long Haul Trucking

gwccnet.com/

Programs

States

Rating

A+

Direct carrier2 programsNationwideA.M. Best A+

Verified Apr 27, 2026

Programs & access2 total

Long Haul TruckingTrucking Specialist

Kinetic Insurance

Matching program: Workers' Compensation

kineticcomp.com/appetite

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verified Jun 17, 2026

Programs & access1 total

Workers' Compensation

Kinsale Insurance

Matching program: Non-Dealer's Garage Liability - Kinsale Insurance

kinsaleins.com/products/transportation/commercial-auto-non-dealers-garage-liability/

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verified Jun 3, 2026

Programs & access1 total

Non-Dealer's Garage Liability - Kinsale Insurance

Lancer Insurance Company

Matching program: Local & Intermediate Trucking (NE Regional)

lancerinsurance.com/

Programs

States

Rating

Direct carrier1 program4 statesA.M. Best A

Verified Apr 27, 2026

Programs & access1 total

Local & Intermediate Trucking (NE Regional)

McGowan Program Administrators

Matching program: Restaurant, Bars & Taverns Insurance

mcgowanprograms.com/products/restaurant-insurance/restaurant-bars-taverns-insurance

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verified Jun 17, 2026

Programs & access1 total

Restaurant, Bars & Taverns Insurance

National Interstate Insurance Company

Matching program: Transportation Programs & Alternative Risk

natl.com

Programs

States

Rating

A+

Direct carrier3 programsStates pendingA.M. Best A+

Verified Jun 3, 2026

Programs & access3 total

Transportation Programs & Alternative RiskCustomized Bus Insurance Programs - National InterstateExpert Waste Transportation Insurance - National Interstate

Northland Insurance

Matching program: Trucking & Small Fleet

northlandins.com/

Programs

States

Rating

A++

Direct carrier1 programStates pendingA.M. Best A++

Verification date pending

Programs & access1 total

Trucking & Small Fleet

Prime Insurance Company

Matching program: Hard-to-Place Trucking

primeis.com

Programs

States

Rating

Direct carrier2 programsNationwideRating pending

Verified Jun 3, 2026

Programs & access2 total

Hard-to-Place TruckingLimo Insurance

Progressive Commercial

Matching program: Commercial Truck Insurance

progressivecommercial.com/

Programs

States

Rating

A+

Direct carrier2 programsNationwideA.M. Best A+

Verified Apr 27, 2026

Programs & access2 total

Commercial Truck InsuranceCommercial Auto

RLI Insurance (Mt. Hawley)

Matching program: E&S Transportation (Auto Hauler/Car Carrier)

rlicorp.com/excess-surplus-transportation

Programs

States

Rating

Direct carrier1 program2 statesRating pending

Verified Jun 3, 2026

Programs & access1 total

E&S Transportation (Auto Hauler/Car Carrier)

RLI Transportation

Matching program: Commercial Specialty Hired & Non-Owned Auto (HNOA)

rlicorp.com/specialty-insurance/transportation/commercial-auto/hired-non-owned-fleets

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verified Jun 3, 2026

Programs & access1 total

Commercial Specialty Hired & Non-Owned Auto (HNOA)

Wholesale brokers and MGAs (16)

Broader market-access groups that may shop the risk across multiple underwriting programs.

Amwins

Matching program: Exclusive Trucking Program

amwins.com/

Programs

States

Access

MGA

Wholesale / MGA23 access marketsNationwide

Verified Jun 9, 2026

Programs & access23 total

Amwins AccessAmwins National Transportation UnderwritersAmwins Access PropertyBerkley Small BusinessAmwins Access General LiabilityCanal InsuranceAmwins Access ContractorsCarolina CasualtyAmwins Access Excess LiabilityCrum & ForsterAmwins Access Inland MarineDUAL North AmericaAmwins Access Hospitality & EventsHarco National Insurance CompanyGreat American Insurance GroupLloyd's of LondonNirvana InsuranceNational Indemnity Company (NICO)Northland InsuranceOccidental Fire & CasualtyCrum & Forster ExcessGeneral StarGemini Insurance

ANV Transportation

Matching program: Motor Carrier Transportation Program

anvtransportation.com/

Programs

States

Access

MGA

Wholesale / MGA2 access markets43 states

Verified May 7, 2026

Programs & access2 total

ANV TransportationRepublic Vanguard Insurance Company

Applied Underwriters

Matching program: Rivington Partners Auto Program

auw.com/

Programs

States

Access

MGA

Wholesale / MGA2 access markets27 states

Verified May 20, 2026

Programs & access2 total

Rivington PartnersTexas Insurance Company

Burns & Wilcox

Matching program: Wholesale Transportation Program

burnsandwilcox.com/specialties/transportation/

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified May 7, 2026

Programs & access1 total

Wholesale Transportation Program

Cover Whale

Matching program: Everspan

coverwhale.com/

Programs

States

Access

MGA

Wholesale / MGA8 access markets40 states

Verified Jun 5, 2026

Programs & access8 total

Ascot Specialty Insurance GroupCanopius US InsuranceEverspanLloyd's CoverholderSCORTrisura Specialty Insurance CompanyAccreditedMunich Re

First Light Brokerage

Matching program: Wholesale Multi-Carrier Program

firstlightprograms.com/trucking-transportation-insurance/

Programs

States

Access

MGA

Wholesale / MGA29 access marketsNationwide

Verified May 12, 2026

Programs & access29 total

American Inter-Fidelity (AIFE)BERKLEY Small Business (1-14 units)BERKLEY PRIME (15-50 units)CanalCarolina CasualtyNational GeneralNirvanaPrimeAWAC (ALLIED WORLD)Axis CapitalBERKSHIRECENTURY INSURANCE (United Specialty)CHUBB EUROGREAT AMERICANGREAT LAKESINTACTKINSALELEXINGTONLloyd's of LondonMarkelMunich RePALOMAR SPECIALTYTRAVELERSUnited Specialty (MTC/APD)Benchmark Insurance CompanyCENTURYGeneral Star Indemnity CompanyEverspan Indemnity Insurance Company

Greenwood General

Matching program: Transportation -

gwmga.com/commercial-auto-trucking-insurance

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Programs & access1 total

Transportation -

Hudson Insurance

Matching program: Specialty Auto - Hudson Insurance

hudsoninsgroup.com/products/commercial-auto/specialty-auto

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Programs & access1 total

Specialty Auto - Hudson Insurance

Integrated Specialty Coverages (ISC)

Matching program: PD, Cargo & Trailer Interchange

iscmga.com/exclusive-programs/trucking/pd-cargo-trailer-interchange/

Programs

States

Access

MGA

Wholesale / MGA1 program48 states

Verified Jun 3, 2026

Programs & access1 total

PD, Cargo & Trailer Interchange

Novus Underwriters

Matching program: Marine Insurance

novusunderwriters.com/marine

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Programs & access1 total

Marine Insurance

Reliance Partners

Matching program: Intermodal Insurance | Reliance Partners

reliancepartners.com/

Programs

States

Access

MGA

Wholesale / MGA1 programNationwide

Verified Jun 3, 2026

Programs & access1 total

Intermodal Insurance | Reliance Partners

Risk Placement Services (RPS)

Matching program: Wholesale Brokerage - Trucking, Fleet & Property

rpsins.com/

Programs

States

Access

MGA

Wholesale / MGA2 access marketsStates pending

Verified Jun 9, 2026

Programs & access2 total

RPS Chicago PropertyRPS In-house Habitational Property Program

Specialty Program Group

Matching program: Mover’s Choice

specialtyprogramgroup.com/specialty-programs/movers-choice

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Programs & access1 total

Mover’s Choice

Truckers Insurance Associates

Matching program: Commercial Trucking Market Access

truckers-insurance.com/

Programs

States

Access

MGA

Wholesale / MGA12 access markets34 states

Verified May 18, 2026

Programs & access12 total

Canal New VenturesNorthland InsuranceCanal InsuranceIAT Insurance GroupCarolina CasualtyBerkley Prime TransportationBerkley Small Business SolutionsNirvanaThe HartfordTravelersExcess LiabilityWorkers' Compensation

Western Skies MGA

Matching program: Preferred Towing Program

westernskiesmga.com

Programs

States

Access

MGA

Wholesale / MGA1 program23 states

Verified Jun 3, 2026

Programs & access1 total

Preferred Towing Program

XPT Specialty

Matching program: Transportation Wholesale Market Access

xptspecialty.com/industries/transportation/

Programs

States

Access

MGA

Wholesale / MGA44 access marketsNationwide

Verified May 7, 2026

Programs & access44 total

AmCom / AmTrustBerkley PrimeWestchester PreferredAIGNationwide - ContractNationwide BrokerageNationwide Public and Business AutoWestchester Non PreferredIAT Insurance Group: OccidentalCarolina CasualtyWatford Insurance CompanyPrime Insurance CompanyTrisura Specialty Insurance CompanyNational Indemnity Company (NICO)American Inter-FidelityTopa InsuranceEverestTrisura SIRFreberg EnvironmentalWestchester Bulk HaulersAXA XL HazmatSompo International / Endurance WorldwideLloyd's Binding AuthorityIntact / OneBeacon InsuranceAmerican Inter-Fidelity MonolineUniqueStonegateAllied World Assurance Company (AWAC)Lexington InsuranceAccelerant / Timby Underwriting ManagersGreat Lakes / Bell and ClementsEverest MTCGreat AmericanMarkelTravelersSenecaGeminiHallmarkScionUplandCrum & ForsterGeneral StarTrisuraAxis

Browse hard-to-place work comp markets by state

State pages only appear when at least one current program lists the state in its searchable footprint.

What agents should verify before submitting

Carrierlens organizes current market evidence, but underwriting decisions remain account-specific. Confirm these details against the latest source file or market representative.

Exact class, limits, revenue or payroll, and prior coverage
Account-specific exclusions and minimum premium requirements
Current state availability and territorial restrictions
Required applications, loss runs, and supplemental forms

How this directory stays current

Dates, files, and contacts come from carrier or MGA materials, official websites, verified representatives, and administrator review. Thin or unsupported pages are kept out of search results.

Read the sourcing methodology