First Light Brokerage

American Inter-Fidelity (AIFE)

Auto Liability Package

Can write numerous mono-line physical damage and non-trucking liability accounts but does not write mono-line Auto Liability accounts.

BERKLEY Small Business (1-14 units)

Auto Liability Package

Minimum 3 years in business required. No HOS or Unsafe Driver Alerts. Likes general dry freight, reefer, intermodal, dump truck, fracking water, and some logging (but not in the Northeast). No Auto Haulers.

BERKLEY PRIME (15-50 units)

Auto Liability Package

Appetite: Dry Van, Flatbed, Intermodal, Dump, Tankers, LTL, Reefer, Redi-Mix, Fuel Haulers, Log Trucks. Excluded operations: drive-away operations, food delivery, explosive haulers, crane/boom trucks, towing/wrecker/auto haulers, couriers, passenger transportation.

Canal

Auto Liability Package

Diverse appetite including New Ventures and Canal Test Drive. Drivers must have 2+ YOE.

Carolina Casualty

Auto Liability Package

Prefers a $25K deductible/retention for liability.

National General

Auto Liability Package

New Ventures, inexperienced drivers, business auto, all-radius truckers.

Nirvana

Auto Liability Package

2+ years in business under DOT authority. Dry van, flatbed, intermodal, non-hazmat tanker, reefer. Local to long haul. Ineligible: auto haul, driveaway, dump, expedited, hazmat, logging, waste.

Prime

Auto Liability Package

Likes very tough accounts. Pricing is high, commission is low. Mandatory telephone survey prior to releasing a quote. Will consider repo and can do New Ventures.

American Inter-Fidelity (AIFE)

Motor Truck Cargo & Physical Damage

1+ years in business and minimum of $150K TIV.

AWAC (ALLIED WORLD)

Motor Truck Cargo & Physical Damage

Axis Capital

Motor Truck Cargo & Physical Damage

BERKSHIRE

Motor Truck Cargo & Physical Damage

Must be 3+ years in business. Can write on admitted paper but also has a non-admitted option for lower premiums. They want gross receipts on all accounts and will only accept 60%+ owned units vs. 40% leased or owner-operator units.

CENTURY INSURANCE (United Specialty)

Motor Truck Cargo & Physical Damage

Dry freight and flatbed. 2+ years for FL accounts. No Autos and no Reefer allowed.

CHUBB EURO

Motor Truck Cargo & Physical Damage

Will consider Dumps, Hot Shots, and New Ventures. Not a fan of trucks over $100K for a single truck. No auto haulers but will do excess MTC over $100K primary. Can do contingent MTC and NTL.

GREAT AMERICAN

Motor Truck Cargo & Physical Damage

Will write Auto Haulers. Reefer units must be 10 years old or newer.

GREAT LAKES

Motor Truck Cargo & Physical Damage

INTACT

Motor Truck Cargo & Physical Damage

Reefer units 10 years or less unless there is proof the reefer unit was replaced. Auto haulers need 3+ YIB.

KINSALE

Motor Truck Cargo & Physical Damage

Non-admitted market. Can write tougher accounts, New Ventures, Autos and Boat Haulers, Reefer with trailers of any age, limits up to $500K, and allows an excess policy over their primary.

LEXINGTON

Motor Truck Cargo & Physical Damage

Minimum deductibles are $5K for APD and $2,500 for MTC. Looking for accounts with 5 years of historic information, but will take 3 years at minimum. Not writing boat haulers. Can offer very aggressive pricing.

Lloyd's of London

Motor Truck Cargo & Physical Damage

Markel

Motor Truck Cargo & Physical Damage

Evanston is the surplus lines paper for Auto Haulers.

Munich Re

Motor Truck Cargo & Physical Damage

PALOMAR SPECIALTY

Motor Truck Cargo & Physical Damage

Can do Auto Haulers. Prefers 1-20 units. Reefer units must be 12 years old or newer.

TRAVELERS

Motor Truck Cargo & Physical Damage

Will consider APD with $100K MP. Needs accounts 45 days in advance.

United Specialty (MTC/APD)

Motor Truck Cargo & Physical Damage

Reefer trailers OK up to 20 years (increased deductible at 10 years).

Benchmark Insurance Company

General Liability

Admitted paper - Truckers Class and Warehouse.

CENTURY

General Liability

Surplus lines - Truckers Class and Warehouse.

General Star Indemnity Company

Excess / Umbrella / Other

Truckers; Limousine operators; School Buses; Airport Shuttles; Para Transit; Ambulettes.

Everspan Indemnity Insurance Company

Excess / Umbrella / Other

Trucking: for-hire trucking for local, intermediate and long haul. Specialty Excess Auto: Ready Mix, Sand & Gravel, Moving and Storage, Contractors Fleets, and Petroleum Products Haulers.