Live appetite directory

Physical damage insurance markets in Florida

Compare physical damage carrier and wholesaler programs that list Florida in their current Carrierlens appetite data. Open a company to review programs, states, files, contacts, and the latest verification date.

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5 listed matches · 1 direct · 4 MGA / wholesale

Direct carriers (1)

Direct carrier groups matching physical damage in Florida.

Program Underwriters

Matching program: Commercial Fleet Auto Insurance | Florida & Multi-State — Program Underwriters

programunderwriters.com/commercial-fleet-auto

Programs

States

Rating

Direct carrier1 program1 statesRating pending

Verified Jun 3, 2026

Programs & access1 total

Commercial Fleet Auto Insurance | Florida & Multi-State — Program Underwriters

Wholesale brokers and MGAs (4)

Broader market-access groups that may shop the risk across multiple underwriting programs.

Amwins

Matching program: Berkley Small Business

amwins.com/

Programs

States

Access

MGA

Wholesale / MGA23 access marketsNationwide

Verified Jun 9, 2026

Programs & access23 total

Amwins AccessAmwins National Transportation UnderwritersAmwins Access PropertyBerkley Small BusinessAmwins Access General LiabilityCanal InsuranceAmwins Access ContractorsCarolina CasualtyAmwins Access Excess LiabilityCrum & ForsterAmwins Access Inland MarineDUAL North AmericaAmwins Access Hospitality & EventsHarco National Insurance CompanyGreat American Insurance GroupLloyd's of LondonNirvana InsuranceNational Indemnity Company (NICO)Northland InsuranceOccidental Fire & CasualtyCrum & Forster ExcessGeneral StarGemini Insurance

First Light Brokerage

Matching program: BERKLEY Small Business (1-14 units)

firstlightprograms.com/trucking-transportation-insurance/

Programs

States

Access

MGA

Wholesale / MGA29 access marketsNationwide

Verified May 12, 2026

Programs & access29 total

American Inter-Fidelity (AIFE)BERKLEY Small Business (1-14 units)BERKLEY PRIME (15-50 units)CanalCarolina CasualtyNational GeneralNirvanaPrimeAWAC (ALLIED WORLD)Axis CapitalBERKSHIRECENTURY INSURANCE (United Specialty)CHUBB EUROGREAT AMERICANGREAT LAKESINTACTKINSALELEXINGTONLloyd's of LondonMarkelMunich RePALOMAR SPECIALTYTRAVELERSUnited Specialty (MTC/APD)Benchmark Insurance CompanyCENTURYGeneral Star Indemnity CompanyEverspan Indemnity Insurance Company

Integrated Specialty Coverages (ISC)

Matching program: PD, Cargo & Trailer Interchange

iscmga.com/exclusive-programs/trucking/pd-cargo-trailer-interchange/

Programs

States

Access

MGA

Wholesale / MGA1 program48 states

Verified Jun 3, 2026

Programs & access1 total

PD, Cargo & Trailer Interchange

XPT Specialty

Matching program: Transportation Wholesale Market Access

xptspecialty.com/industries/transportation/

Programs

States

Access

MGA

Wholesale / MGA44 access marketsNationwide

Verified May 7, 2026

Programs & access44 total

AmCom / AmTrustBerkley PrimeWestchester PreferredAIGNationwide - ContractNationwide BrokerageNationwide Public and Business AutoWestchester Non PreferredIAT Insurance Group: OccidentalCarolina CasualtyWatford Insurance CompanyPrime Insurance CompanyTrisura Specialty Insurance CompanyNational Indemnity Company (NICO)American Inter-FidelityTopa InsuranceEverestTrisura SIRFreberg EnvironmentalWestchester Bulk HaulersAXA XL HazmatSompo International / Endurance WorldwideLloyd's Binding AuthorityIntact / OneBeacon InsuranceAmerican Inter-Fidelity MonolineUniqueStonegateAllied World Assurance Company (AWAC)Lexington InsuranceAccelerant / Timby Underwriting ManagersGreat Lakes / Bell and ClementsEverest MTCGreat AmericanMarkelTravelersSenecaGeminiHallmarkScionUplandCrum & ForsterGeneral StarTrisuraAxis

Possible, but confirm (10)

Relevant companies with missing state or fleet evidence, not confirmed placements.

Builders & Tradesmen's Insurance Services (BTIS)

Matching program: Preferred Sand & Gravel Program

my.btisinc.com/Products/Commercial-Auto/Preferred-Sand-Gravel-Program

Programs

States

Access

MGA

Wholesale / MGA1 program4 states

Verified Jun 3, 2026

Confirm: FL availability.

Programs & access1 total

Preferred Sand & Gravel Program

Canal Insurance Company

Matching program: Trucking Specialist

canalinsurance.com

Programs

States

Rating

Direct carrier1 programStates pendingRating pending

Verification date pending

Confirm: FL availability.

Programs & access1 total

Trucking Specialist

Carolina Casualty Insurance Company

Matching program: Commercial Transportation

carolinacas.com

Programs

States

Rating

A+

Direct carrier1 programStates pendingA.M. Best A+

Verification date pending

Confirm: FL availability.

Programs & access1 total

Commercial Transportation

Exclusive Underwriting Managers

Matching program: Intermodal market

exclusiveunderwritingmanagers.com/program-overview/trucking-program

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Confirm: FL availability.

Programs & access1 total

Intermodal market

Fundamental Underwriters

Matching program: Large Fleet Solution

fundamentaluw.com

Programs

States

Rating

A (Excellent)

Direct carrier3 programs33 statesA.M. Best A (Excellent)

Verified Jun 9, 2026

Confirm: FL availability.

Programs & access3 total

Mid‑Sized Commercial Trucking ProgramCommercial Trucking ProgramLarge Fleet Solution

Hudson Insurance

Matching program: Specialty Auto - Hudson Insurance

hudsoninsgroup.com/products/commercial-auto/specialty-auto

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Confirm: FL availability.

Programs & access1 total

Specialty Auto - Hudson Insurance

National Interstate Insurance Company

Matching program: Expert Waste Transportation Insurance - National Interstate

natl.com

Programs

States

Rating

A+

Direct carrier3 programsStates pendingA.M. Best A+

Verified Jun 3, 2026

Confirm: FL availability.

Programs & access3 total

Transportation Programs & Alternative RiskCustomized Bus Insurance Programs - National InterstateExpert Waste Transportation Insurance - National Interstate

NEMT Insurance, LLC

Matching program: NEMT Insurance

nemtins.com

Programs

States

Access

MGA

Wholesale / MGA1 programStates pending

Verified Jun 3, 2026

Confirm: FL availability.

Programs & access1 total

NEMT Insurance

Northland Insurance

Matching program: Trucking & Small Fleet

northlandins.com/

Programs

States

Rating

A++

Direct carrier1 programStates pendingA.M. Best A++

Verification date pending

Confirm: FL availability.

Programs & access1 total

Trucking & Small Fleet

Risk Placement Services (RPS)

Matching program: Wholesale Brokerage - Trucking, Fleet & Property

rpsins.com/

Programs

States

Access

MGA

Wholesale / MGA2 access marketsStates pending

Verified Jun 9, 2026

Confirm: FL availability.

Programs & access2 total

RPS Chicago PropertyRPS In-house Habitational Property Program

What agents should verify before submitting

Carrierlens organizes current market evidence, but underwriting decisions remain account-specific. Confirm these details against the latest source file or market representative.

Fleet size, vehicle type, radius, and authority age
Driver experience, losses, filings, and ineligible operations
Current state availability and territorial restrictions
Required applications, loss runs, and supplemental forms

How this directory stays current

Dates, files, and contacts come from carrier or MGA materials, official websites, verified representatives, and administrator review. Thin or unsupported pages are kept out of search results.

Read the sourcing methodology