Programs
1
States
47
Rating
A
Direct carrier1 program47 statesA.M. Best A
Verified Jun 3, 2026
Programs & access1 total
5Star Trucking Program
Live appetite directory
Search with AIHNOA insurance markets
Hired and non-owned auto coverage. Open a company to review programs, states, files, contacts, and the latest verification date.
43 listed matches · 25 direct · 18 MGA / wholesale
Direct carriers (25)
Direct carrier groups matching hnoa.
Programs
1
States
44
Rating
-
Direct carrier1 program44 statesRating pending
Verified Jun 3, 2026
Programs & access1 total
Garage & Dealers — Access One80
Agentware
Agentware
Matching program: Wholesale / distributors market
agentware.grangeagent.com/Pdf/conMan/Grange/CL_Pdfs/170222_GRA0084_AutoAccel.pdf
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 9, 2026
Programs & access1 total
Wholesale / distributors market
Programs
18
States
50
Rating
A-
Direct carrier18 access marketsNationwideA.M. Best A-
Verified Apr 27, 2026
Programs & access18 total
Wesco Insurance CompanySecurity National Insurance CompanyAssociated Industries Insurance Company, Inc.Technology Insurance Company, Inc.Sequoia Insurance CompanyARI Insurance CompanyAmTrust Insurance CompanyCorePointe Insurance CompanyPark National Insurance CompanySierra Specialty Insurance CompanyRochdale Insurance CompanyRepublic Fire and CasualtyAmTrust International Underwriters Designated Activity CompanyMilford Casualty Insurance CompanyRepublic Underwriters Insurance CompanyRepublic-Vanguard Insurance CompanySouthern Insurance CompanyDevelopers Surety and Indemnity Company
Programs
1
States
43
Rating
A++
Direct carrier1 program43 statesA.M. Best A++
Verified May 12, 2026
Programs & access1 total
For-Hire Trucking
Canal Insurance Company
Canal Insurance Company
Matching program: Trucking Specialist
canalinsurance.com
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verification date pending
Programs & access1 total
Trucking Specialist
Carolina Casualty Insurance Company
Carolina Casualty Insurance Company
Matching program: Commercial Transportation
carolinacas.com
Programs
1
States
-
Rating
A+
Direct carrier1 programStates pendingA.M. Best A+
Verification date pending
Programs & access1 total
Commercial Transportation
Programs
1
States
42
Rating
-
Direct carrier1 program42 statesRating pending
Verified May 7, 2026
Programs & access1 total
RRG — Trucking Auto Liability
Programs
3
States
33
Rating
A (Excellent)
Direct carrier3 programs33 statesA.M. Best A (Excellent)
Verified Jun 9, 2026
Programs & access3 total
Mid‑Sized Commercial Trucking ProgramCommercial Trucking ProgramLarge Fleet Solution
Programs
2
States
20
Rating
-
Direct carrier2 programs20 statesRating pending
Verified Jul 20, 2026
Programs & access2 total
Commercial Auto & TruckingPrivate Passenger Auto
General Star
Matching program: General Star - Hired and Non-Owned Auto Liability
generalstar.com/brokerage-insurance/casualty/excess/duplicate-of-hired-and-non-owned-auto-liability/
Programs
1
States
50
Rating
-
Direct carrier1 programNationwideRating pending
Verified Jun 3, 2026
Programs & access1 total
General Star - Hired and Non-Owned Auto Liability
Great American Insurance Group
Matching program: Motor truck cargo market
greatamericaninsurancegroup.com/about-us/business-operations/product/property-inland-marine/motor-truck-cargo-insurance
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 3, 2026
Programs & access1 total
Motor truck cargo market
Programs
1
States
12
Rating
-
Direct carrier1 program12 statesRating pending
Verified May 7, 2026
Programs & access1 total
Specialty Trucking Insurance
Jencap
Matching program: Jencap
jencapgroup.com/areas-of-specialization/wholesale-brokerage/transportation-auto-garage
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 3, 2026
Programs & access1 total
official tire shop garage liability garagekeepers insurance market appetite official source carrier MGA wholesaler
K&K Insurance Group
K&K Insurance Group
Matching program: Special Events Insurance Program
kandkinsurance.com
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 17, 2026
Programs & access1 total
Special Events Insurance Program
Kinsale Insurance
Matching program: Non-Dealer's Garage Liability - Kinsale Insurance
kinsaleins.com/products/transportation/commercial-auto-non-dealers-garage-liability/
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 3, 2026
Programs & access1 total
Non-Dealer's Garage Liability - Kinsale Insurance
National Interstate Insurance Company
Matching program: Expert Waste Transportation Insurance - National Interstate
natl.com
Programs
3
States
-
Rating
A+
Direct carrier3 programsStates pendingA.M. Best A+
Verified Jun 3, 2026
Programs & access3 total
Transportation Programs & Alternative RiskCustomized Bus Insurance Programs - National InterstateExpert Waste Transportation Insurance - National Interstate
Programs
1
States
-
Rating
A++
Direct carrier1 programStates pendingA.M. Best A++
Verification date pending
Programs & access1 total
Trucking & Small Fleet
Programs
2
States
50
Rating
-
Direct carrier2 programsNationwideRating pending
Verified Jun 3, 2026
Programs & access2 total
Hard-to-Place TruckingLimo Insurance
Program Underwriters
Matching program: Commercial Fleet Auto Insurance | Florida & Multi-State — Program Underwriters
programunderwriters.com/commercial-fleet-auto
Programs
1
States
1
Rating
-
Direct carrier1 program1 statesRating pending
Verified Jun 3, 2026
Programs & access1 total
Commercial Fleet Auto Insurance | Florida & Multi-State — Program Underwriters
Programs
2
States
50
Rating
A+
Direct carrier2 programsNationwideA.M. Best A+
Verified Apr 27, 2026
Programs & access2 total
Commercial Truck InsuranceCommercial Auto
RLI Insurance (Mt. Hawley)
Matching program: E&S Transportation (Auto Hauler/Car Carrier)
rlicorp.com/excess-surplus-transportation
Programs
1
States
2
Rating
-
Direct carrier1 program2 statesRating pending
Verified Jun 3, 2026
Programs & access1 total
E&S Transportation (Auto Hauler/Car Carrier)
Programs
2
States
50
Rating
A+
Direct carrier2 programsNationwideA.M. Best A+
Verified Apr 27, 2026
Programs & access2 total
Trucking & Motor CarrierSmall Fleet Trucking
Travelers Insurance
Matching program: Hired and Non-Owned Auto Insurance HNOA | Travelers Insurance
travelers.com/business-insurance/commercial-auto/hired-non-owned-auto-coverages
Programs
1
States
-
Rating
-
Direct carrier1 programStates pendingRating pending
Verified Jun 3, 2026
Programs & access1 total
Hired and Non-Owned Auto Insurance HNOA | Travelers Insurance
WinStar Insurance (dba VFIS of Texas)
Matching program: Glatfelter Commercial Ambulance Insurance Program
winstarins.com/ambulance.html
Programs
1
States
2
Rating
-
Direct carrier1 program2 statesRating pending
Verified Jun 3, 2026
Programs & access1 total
Glatfelter Commercial Ambulance Insurance Program
Wholesale brokers and MGAs (18)
Broader market-access groups that may shop the risk across multiple underwriting programs.
Programs
23
States
50
Access
MGA
Wholesale / MGA23 access marketsNationwide
Verified Jun 9, 2026
Programs & access23 total
Amwins AccessAmwins National Transportation UnderwritersAmwins Access PropertyBerkley Small BusinessAmwins Access General LiabilityCanal InsuranceAmwins Access ContractorsCarolina CasualtyAmwins Access Excess LiabilityCrum & ForsterAmwins Access Inland MarineDUAL North AmericaAmwins Access Hospitality & EventsHarco National Insurance CompanyGreat American Insurance GroupLloyd's of LondonNirvana InsuranceNational Indemnity Company (NICO)Northland InsuranceOccidental Fire & CasualtyCrum & Forster ExcessGeneral StarGemini Insurance
Programs
2
States
27
Access
MGA
Wholesale / MGA2 access markets27 states
Verified May 20, 2026
Programs & access2 total
Rivington PartnersTexas Insurance Company
Builders & Tradesmen's Insurance Services (BTIS)
Matching program: Preferred Sand & Gravel Program
my.btisinc.com/Products/Commercial-Auto/Preferred-Sand-Gravel-Program
Programs
1
States
4
Access
MGA
Wholesale / MGA1 program4 states
Verified Jun 3, 2026
Programs & access1 total
Preferred Sand & Gravel Program
Burns & Wilcox
Matching program: Wholesale Transportation Program
burnsandwilcox.com/specialties/transportation/
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified May 7, 2026
Programs & access1 total
Wholesale Transportation Program
Exclusive Underwriting Managers
Matching program: Intermodal market
exclusiveunderwritingmanagers.com/program-overview/trucking-program
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
Intermodal market
First Light Brokerage
Matching program: Wholesale Multi-Carrier Program
firstlightprograms.com/trucking-transportation-insurance/
Programs
29
States
50
Access
MGA
Wholesale / MGA29 access marketsNationwide
Verified May 12, 2026
Programs & access29 total
American Inter-Fidelity (AIFE)BERKLEY Small Business (1-14 units)BERKLEY PRIME (15-50 units)CanalCarolina CasualtyNational GeneralNirvanaPrimeAWAC (ALLIED WORLD)Axis CapitalBERKSHIRECENTURY INSURANCE (United Specialty)CHUBB EUROGREAT AMERICANGREAT LAKESINTACTKINSALELEXINGTONLloyd's of LondonMarkelMunich RePALOMAR SPECIALTYTRAVELERSUnited Specialty (MTC/APD)Benchmark Insurance CompanyCENTURYGeneral Star Indemnity CompanyEverspan Indemnity Insurance Company
Freberg Environmental
Matching program: Hazardous Materials & Hazardous Waste Haulers
feiinsurance.com/hazardous-materials-hazardous-waste-haulers
Programs
1
States
47
Access
MGA
Wholesale / MGA1 program47 states
Verified Jun 3, 2026
Programs & access1 total
Hazardous Materials & Hazardous Waste Haulers
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
Transportation -
Hudson Insurance
Matching program: Specialty Auto - Hudson Insurance
hudsoninsgroup.com/products/commercial-auto/specialty-auto
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
Specialty Auto - Hudson Insurance
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 17, 2026
Programs & access1 total
LEEO Commercial Auto
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
NEMT Insurance
Programs
1
States
50
Access
MGA
Wholesale / MGA1 programNationwide
Verified Jun 3, 2026
Programs & access1 total
Intermodal Insurance | Reliance Partners
Risk Placement Services (RPS)
Matching program: Wholesale Brokerage - Trucking, Fleet & Property
rpsins.com/
Programs
2
States
-
Access
MGA
Wholesale / MGA2 access marketsStates pending
Verified Jun 9, 2026
Programs & access2 total
RPS Chicago PropertyRPS In-house Habitational Property Program
Specialty Program Group
Matching program: Mover’s Choice
specialtyprogramgroup.com/specialty-programs/movers-choice
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
Mover’s Choice
Programs
1
States
23
Access
MGA
Wholesale / MGA1 program23 states
Verified Jun 3, 2026
Programs & access1 total
Preferred Towing Program
Western World
Matching program: Western World Garage
westernworld.com/content/dam/aig/america-canada/ww/en/documents/ww-garage-sell-sheet-20240708.pdf.coredownload.pdf
Programs
1
States
-
Access
MGA
Wholesale / MGA1 programStates pending
Verified Jun 3, 2026
Programs & access1 total
Western World Garage
Wholesure Transportation Underwriters (WTU)
Matching program: Waste Haulers Program
wholesure.com/solutions/waste-haulers-program/
Programs
2
States
46
Access
MGA
Wholesale / MGA2 access markets46 states
Verified May 14, 2026
Programs & access2 total
Wholesure Transportation Underwriters (WTU)A.M. Best A-, VII rated program carrier
XPT Specialty
Matching program: Transportation Wholesale Market Access
xptspecialty.com/industries/transportation/
Programs
44
States
50
Access
MGA
Wholesale / MGA44 access marketsNationwide
Verified May 7, 2026
Programs & access44 total
AmCom / AmTrustBerkley PrimeWestchester PreferredAIGNationwide - ContractNationwide BrokerageNationwide Public and Business AutoWestchester Non PreferredIAT Insurance Group: OccidentalCarolina CasualtyWatford Insurance CompanyPrime Insurance CompanyTrisura Specialty Insurance CompanyNational Indemnity Company (NICO)American Inter-FidelityTopa InsuranceEverestTrisura SIRFreberg EnvironmentalWestchester Bulk HaulersAXA XL HazmatSompo International / Endurance WorldwideLloyd's Binding AuthorityIntact / OneBeacon InsuranceAmerican Inter-Fidelity MonolineUniqueStonegateAllied World Assurance Company (AWAC)Lexington InsuranceAccelerant / Timby Underwriting ManagersGreat Lakes / Bell and ClementsEverest MTCGreat AmericanMarkelTravelersSenecaGeminiHallmarkScionUplandCrum & ForsterGeneral StarTrisuraAxis
Browse hnoa markets by state
State pages only appear when at least one current program lists the state in its searchable footprint.
Arizona19Illinois19Texas19Arkansas18Florida18Indiana18Ohio18Oregon18Utah18Colorado17Idaho17Missouri17Oklahoma17Pennsylvania17South Carolina17Tennessee17Virginia17Wisconsin17Alabama16California16Georgia16Iowa16Maryland16Minnesota16Mississippi16Montana16Nebraska16New Mexico16Washington16Louisiana15North Dakota15South Dakota15Kansas14Michigan14North Carolina14Nevada14Wyoming14Connecticut13Kentucky13Maine13Vermont13New Hampshire12New Jersey12West Virginia12Delaware11Rhode Island11New York10Hawaii9Alaska8Massachusetts8District Of Columbia4
What agents should verify before submitting
Carrierlens organizes current market evidence, but underwriting decisions remain account-specific. Confirm these details against the latest source file or market representative.
- Fleet size, vehicle type, radius, and authority age
- Driver experience, losses, filings, and ineligible operations
- Current state availability and territorial restrictions
- Required applications, loss runs, and supplemental forms
How this directory stays current
Dates, files, and contacts come from carrier or MGA materials, official websites, verified representatives, and administrator review. Thin or unsupported pages are kept out of search results.
Read the sourcing methodology